Auxfam is an organization that will deliver several services for Families by using new technology. The most important service is the service for sending money home.


UMVA stands for "Universal Method of Value Access" on the internet.
UMVA's goal is to make it possible that UMVA members can send and receive money without a transaction fee.
UMVA is developed for End-users, Banks, Microfinance Institutions and Cooperatives.

Buy a training for your friend

Buy a training for a person in Rwanda, only for 11 euro you give a person in Rwanda the possibility to work with a computer, send emails, can call with SpeakUp or with Skype, can send and receive money, know the way around on internet. More info on TRAINING sponsorship. If you want the system will set up a direct link between you and the student, the proof of the help is that he or she will be able to send you an email.

Start with UMVA money transfer,

Please connect to the system and try it out.
To start with the money transfer system, you have to connect to UMVA and request an ID, you can do this on-line.

The UMVA ID is for free. After joining you will be able to request a bank account at one of the banks.
The bank will enter that bank account number in your profile. To speed up the process you can fill the form in UMVA Client at this site.

Thereafter you select a service level, Silver is the basic service; GOLD for more advanced level such as International transfer and cash transactions; and the Platinum level for the highest level of service.

About UCT Bank :

The Union of the Co-operatives of the Workers, UCT, is an amalgamation of Co-operatives of the Workers, CT (Cooperative des Travailleurs), being within the limits of the territory of the Republic of Rwanda. It was created on December 9th, 1993 by Ministerial decree n° 045/3/30.

The objectives of UCT are:
- To contribute effectively to the research of solution with the socio-economic problems of the workers in Rwanda;
- To lead the workers to become aware of the value of the interdependent saving in their development;
- To develop a synergy with other national and international co-operative organizations committed in the promotion of the sustainable development of the working masses.

UCT in total has around 90.000 members and 20 locations.
CT Nyarugenge, CT Nyamirambo, CT Kacyiru, CT Gikondo, CT Remera, CT Kabuga, CT Mugambazi, CT Mulindi, CT Byumba, CT Musanze, CT Muhanga. CT Nyanza, CT Butare, CT Nyamagabe, CT Ngoma, CT Murambi, CT Nyagatare, CT Rubavu, CT Karongi, CT Rusizi

President of UCT is Mr. Martin Kampayana.

For more information please send your request to info.ctnyarugenge@uct.umva.org

UCT Bank is the Cooperative Bank in Rwanda

Click below on the demo system or UCT Bank system


How to use the UMVA - UCT payment system




open this document to read how you can sign up to the system




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Subscribers in Nyamagabe.....

AUXFAM HOTEL Software is a specialized solutions for small Tourist businesses. The goal is to computerize hotels, with management and reservation, on line payment, international telephone, training, website design, email.

We have developed a special method to integrate international communication and payment processes and are able to finance the projects out of the benefits that can be achieved with our systems.

for more info cornelis.heesbeen@auxfam.com

PRESS